Purchase, refinance, or expand auto repair shops, service centers, collision and tire facilities
Automotive service properties are purpose-built in ways that directly shape how they are financed. Bays, in-ground lifts, compressed air, floor drainage and often an environmental history make them meaningfully different from generic light industrial buildings.
Revenue is closely tied to how many vehicles the site can physically process, which makes the building's layout an income question rather than just a design one.
A shop can only service as many vehicles as it has bays and technicians to work them. Bay count, layout and throughput are examined directly, because square footage on its own does not tell you what the site can earn.
Properties with a history of solvents, waste oil, underground storage tanks or paint operations may warrant environmental review. This is routine for the asset class rather than a red flag, but it is a real step and worth anticipating early so it does not surprise anyone late in the process.
In-ground lifts, floor drainage, ventilation and paint booths are costly to install and costly to remove. That concentrates the property's value in continued automotive use, which affects how conservatively the real estate is valued.
A franchised service center brings brand recognition and standardized operations along with franchise obligations and fees. An independent shop's value rests more heavily on its local reputation and repeat customer base. Neither is better, but they underwrite differently.
Program parameters shown are current as of publication and are subject to change. All financing is subject to credit approval, property and business review, and program availability. Commercial and business-purpose financing only.
Tell us about the property and what you are trying to do with it. A commercial lending specialist will review your scenario and come back with terms.
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